01 / 06
Half-day
AI agents that can spend money
The emerging machine economy: programmable wallets, stablecoins, Lightning, x402-style payment protocols and machine-to-machine commerce.
Programmable wallets · Lightning · x402 · Machine commerce
The Monetary Stack — executive education on Bitcoin, stablecoins and programmable money
Executive education — Silicon Valley
Understand the new monetary stack.
Bitcoin, stablecoins, tokenization and AI-agent commerce are reshaping financial infrastructure. Rigorous, vendor-neutral education for the people deciding what to do about it.
Private briefings · Executive workshops· Investor education· Board programs
01 — The thesis
Money is becoming software.
Bitcoin established a scarce, decentralized settlement network. Stablecoins are moving fiat onto programmable rails. Tokenization is bringing traditional financial assets onto the same infrastructure. AI agents are beginning to transact autonomously. Individually, each shift is significant. Together, they compose a new stack — and the organizations that understand how the layers interact will make better investment, product and strategic decisions than those who don't.
- Bitcoin
- Scarce monetary asset and global settlement network.
- Stablecoins
- Internet-native fiat, bridging traditional finance and on-chain infrastructure.
- Tokenization
- Financial assets and claims moving onto programmable rails.
- AI agents
- Software evolving from recommending actions to initiating transactions.
- Payment rails
- Real-time payments, Lightning and blockchain networks reshaping how value moves.
02 — Curriculum
Executive courses.
Every program can be adapted to your industry and objectives.
02 / 06
Half-day or full-day
Stablecoins, Bitcoin and the future of payments
How new monetary rails could reshape payments, settlement, cross-border commerce and intermediation. Where margins may shift and where new businesses can emerge.
Settlement · Cross-border · Intermediation · Margin structure
03 / 06
One-day program
Flagship
Bitcoin for executives and investors
A rigorous, hype-free introduction to Bitcoin as technology, monetary network, financial asset and infrastructure. Leaves executives able to evaluate Bitcoin-related investments, products and treasury strategy.
Monetary history · Network security · Custody · Treasury strategy
04 / 06
90-minute briefing
The future of money — C-suite masterclass
Non-technical strategic briefing for leadership teams and boards on Bitcoin, stablecoins, tokenized deposits, programmable money and AI-agent commerce.
Board framing · Tokenized deposits · Risk · Strategic options
05 / 06
Half-day
Digital assets for PE and VC
A framework for evaluating companies and theses across Bitcoin, stablecoins and digital infrastructure. Industry structure, business models, moats, regulatory exposure, diligence questions.
Industry structure · Business models · Moats · Diligence
06 / 06
Half-day
The stablecoin opportunity for banks and fintech
How stablecoins interact with deposits, settlement, cross-border payments, treasury and embedded finance. Where to build, partner, monitor or defend.
Deposits · Treasury · Embedded finance · Partnerships
03 — Audience
Built for decision-makers.
- Private equity
- Evaluate investment theses and portfolio exposure.
- Venture capital
- Understand emerging infrastructure and market opportunities.
- Family offices
- Develop a framework for evaluating Bitcoin and digital assets.
- C-suite & boards
- Strategic opportunities, threats and organizational implications.
- Banks & fintech
- How new monetary rails interact with existing financial infrastructure.
- Corporate strategy
- Separate structural change from cyclical noise.
04 — Approach
Not advocacy. Understanding.
Technology.
How the systems actually work. Bitcoin, Lightning, stablecoins, wallets, APIs, distributed systems and AI agents.
Economics.
Why they matter. Money, incentives, network effects, market structure and where value may accrue.
Strategy.
What to do next. Investments, partnerships, product decisions, competitive threats and organizational implications.
The objective isn't to convince you to believe in any single digital asset. It's to give you enough understanding to form your own view.
05 — Private programs
Bring The Monetary Stack to your team.
Every program is delivered privately to investment firms, boards, executive teams, banks and fintech organizations. Sessions are built around your mandate: the assets you hold, the products you ship, the regulation you sit under and the decisions in front of you. Delivered in person in the Bay Area or virtually, with pre-reading and a written follow-up summary for participants who could not attend.
- 90-minute executive briefing
- Half-day workshop
- Full-day executive program
- Investor / partner education
- Board education
- Custom corporate program
A limited number of complimentary introductory executive sessions are currently available to Bay Area organizations while The Monetary Stack expands its program.
06 — Instructor
Taught by a practitioner.
Vikram Dham
Technology & product leader — Bitcoin builder — AI practitioner
Vikram Dham is a Silicon Valley technology and product leader with over fifteen years building distributed systems, cloud platforms, APIs, real-time communications infrastructure, AI products and financial technology. His work sits at the intersection of technology, product strategy and emerging financial infrastructure. He previously founded and ran Nvirters for more than five years, working on Bitcoin, Lightning Network development, peer-to-peer financial infrastructure, DeFi, DAOs and decentralized applications. His broader experience spans leadership roles across AI platforms, developer platforms, cloud infrastructure, fintech and real-time communications.
- Education
- MBA, Duke Fuqua · MS EE, Virginia Tech
- Experience
- 15+ years technology & product leadership
- Patents
- 5
- Focus
- Bitcoin, Lightning, AI agents, programmable money
- Community
- Founder, ~3,000-member Silicon Valley technology community. Former VP, Blockchain Partnerships — Duke Fuqua.
07 — Request a session
Request a private session.
Tell us about your organization and what you'd like your team to understand.
Send a request · We agree scope and format · The session is delivered
08 — Insights